Extra help

Seek independent advice

National Debt Helpline

If you want independent advice you can contact the National Debt Helpline Monday to Friday 9am - 9pm, and Saturday 9.30am-1pm.

National Debt Helpline
0808 808 400

Citizens’ Advice Bureau (CAB)

The Citizens’ Advice Bureau helps people resolve their legal, money and other problems by providing free, independent and confidential advice, and by influencing policymakers. Find your nearest branch

Citizens’ Advice Bureau
0844 848 7979

StepChange Debt charity

StepChange Debt Charity is the UK's leading debt advice organisation. Previously known as Consumer Credit Counselling Service (CCCS) they have over 20 years' experience of helping people become debt free.

StepChange Debt Charity are experts in helping people to manage and repay their debts. They offer tailored advice and practical solutions to help you make a fresh start.

StepChange Debt charity (Freephone, including mobiles)
0800 138 1111

If you're struggling to keep on top of your money, a simple debt check will give you straightforward advice based on your circumstances.  Try the 60-second debt check.

Money Advice Service

Free & impartial money advice, set up by government.

  • Advice and guides to help improve your finances
  • Tools and calculators to help you keep track and plan ahead
  • Support in person, over the phone and online
Money Advice Service (Calls cost the same as a normal call)
0300 500 5000